#1 in Bad Credit Car Loans

Apply now, get your car as soon as today, and get on the road to a bright future.

We’re available 24/7 to assist you

Fast Application

The entire car loan application process should take less than 5 minutes total, and with our real-time approval system we can offer same day auto loans, same day appointments, same day success!!

Get Approved

Our simple application and seamless process will give you the best opportunity to approved for the car loan you need to get driving – even with bad credit!

Drive Away

We work with a network of in-house lenders and buy here pay here dealerships throughout the United States that offer loan programs to buyers, so that you can drive away in your car today.

The RIGHT Dealership For You

Not all car dealers are created equal when it comes to non-prime / bad credit auto lending. You need the right lenders, strong relationships with buyers at the bank and access to vehicles that make sense for your situation. Complete Car Loans only partners with car dealerships that have all of these boxes checked so that your time is not wasted and you are able to get your new or used vehicle. It’s time to drive!

Apply For Your Car Loan

In Three Simple Steps

Step 1: Preparing for your Car Loan

In the first stage of our process, we have you pick a vehicle type. By indicating which type of car you are looking to finance, we are able to find dealers that have this particular kind of vehicle in their inventory. It is important to note that by selecting a certain vehicle at this stage of the process; you will not be locked into purchasing this model. However, this selection helps us when we are identifying your vehicle needs.

Step 2: Filling out the Application

Next, you need to fill out our online Car Loan Application form. During this step you are asked for some basic information such as your employment, your address, and your contact details. The information that you provide during this step is required so that we can contact our lending partners on your behalf. Good credit or bad credit, all can apply.

Step 3: Matching you with a Dealer

After the first two stages are complete, we are then able to match your application with a certified dealer partner who is able to discuss your vehicle options and the amount that you are able to dedicate towards your monthly payments. With in-house financing and buy here pay here options available, we’re here to get you driving – bad credit car loans are our specialty. After we have matched your application with our partner, you can then expect to be contacted by the dealer who is in the best position to finish the process on our behalf.

What are you waiting for?

Still looking for more information on the service? Just continue reading below or send us an email and we will do our best to answer your questions.


Many times your loan is processed same day and your speak with a bad credit car loan adviser about the next steps within a few hours of your request.


Your information is secure and you can communicate through email or text and no in-person requirements to process your loan request.

Fair Interest Rate

Our lender relationships allow us to get you the best interest rate based on the program guidelines, vehicle being purchased and your unique credit situation.

98% Approval

Our goal is to give you options and a way to go.  With national buying power, we leverage and negotiate FOR YOU. Even when buying a car with bad credit.

Large Car Loans Available

Need a truck, SUV, or late model vehicle; no problem.  Flexible loan amounts allow our customers to shop for the car they want in the price they can afford.


This process is absolutely free to you.  No processing or application fees.  100% free.

Why complete car loans?

Consumers can apply now for auto loan financing from the comfort of their own home and get pre-approved in minutes. 

Complete Car Loans platform is integrated with the industry’s best experts in bad credit auto financing. This allows us to provide you the best car loan for any type of credit situation; even car loans with bad credit.

A stress free, enjoyable car buying experience

Apply with Complete Car Loans and rest assured you will be getting the best experience in purchasing your next vehicle. We take great pride in helping customers set themselves back on track and on the road. It’s your time to drive.

Whether you are looking for new or used, car, truck or SUV, we are here to help!

Options available across the United States

Complete Car Loans has auto loan advisers available across the United States ready to help you with your financing needs.  As soon as you submit your request, the process is started right away and you’ll be on your way to driving your new or preowned vehicle. Buy here, pay here!

Contact Us Today

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Thanks for visiting complete car loans

Complete Car Loans primary focus is to help all people regardless of their credit situation find their next vehicle.  Whether you are looking for new or used, car, truck or suv, we are here to help. Bad credit accepted!


20+ Years In The Industry


Smooth & Transparent Process


A National Network

Apply Now

We work with a network of bad credit specialty lenders and dealerships throughout the United States that offer these programs to buyers, so that you can drive away in your car today.


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“I have bad credit and have been turned down several times and really was about to give up.  It really does seem to me that not all dealerships want to help you and I was matched with one that not only did help but wanted to help.”

Bryan Cole

“First time buyer as I have always paid cash for cars.  Even with no credit, I was able to get a loan and a nicer car than I could pay cash for.”

Will Stivey

“I needed a car.  We were desperate.  No car then I can’t work and that leads to a bunch of other issues.  So thankful I found this opportunity and was able to get into a vehicle.”

Madalena Sousa

“The experience was really easy.  I have recently filed for bankruptcy so I completed the application with not much expectation.  Even I was able to get financed and help establish my credit once again.”

Alyssa Mayer

“Everything was completed in 48 hours which blew me away.  I filled out the application and received a phone call within about 3 hours.  I answered some questions, set an appointment and had a new truck shortly after.  Thank you!”

Brad Muchowski

“I was very skeptical initially.  We worked with Freddy and he made the loan process really clear which helped.  We love our new mini van.”

Angelina Jules